Awesome Home Deals

Home Ownership Truths

How Ownership is a GREAT Buy:


Tax Free Investment:

The "Best" Tax Free Investment. Investing for the FAMILY.

If you bought a $500,000 house, and resold it for $800,00

The $300,000 profit is all your to keep if you own just one home.
(To own more homes see Tax chart below)

Now REMEMBER:


Your actual invest to buy with the minimum down was only 5% = $25,000

With $25.000, Your profit was $300,000. (Cash On Cash)


Is home ownership good for everyone

Yes: 1) As long as you can afford the payments 2) You are a good money manager 3) Its a long term investment

So rule #1) Make Sure you can afford the payments

Immediate Benefits:

1) This is the only investment where you get to live in it
2) The home value grows while you sleep
3) There is Pride in ownership
4) Kids perform better
5) Invite friends home
6) Enjoy the backyard parties
6) Customise the home to your own liking
8) Earn Income
Open a home based business
Rent part of the home
Rent The basement out


Put me to the challenge:

Show me any friend or family member that owned a home 5 year ago, I'll show you how much money they made

What makes home prices to go up

Most Canadians dream of owning a home
Demand for homes are always there and rising
Immigration drive up housing demand
The Government promotes housing:
It stimulates the economy
Many jobs are created because of housing
The government make money from land taxes (Property Tax & Land Transfer Tax)

Smart Buying Concepts

1) Cut the travel time, Buy Close to work if possible
Spend more time with the family
Driving your car long distance devalues you car
Traffic is crazy and high change of accidents

2) Make sure your payments affordable for a long term
Take a 5 Year Fixed Rate

3) Earn Income:
Rent part of the home or the basement to earn extra income
Open a home based business if possible

4) Don't compete with the Jones
Don't buy a big home to impress friend.
(Your big bank Account should do that. So buy a home that will make you money)
Don't buy too big if you don't need it
Don't buy too small if you need a bigger home in the future

How To Make My Home More Affordable

1) Get a low 5 Year Fixed Mortgage
2) Rent the unused part of the home
3) Rent The Basement
4) Be Creative, Start a hoke business
5) Be good at money management
6) Cut the unnecessary spending
7) Put energy saving lights
8) Be mindful and Save on utilities
9) Ask everyone to contribute

Caution:

Make sure the people who are contributing are dependable and responsible
DONT count on 91 year old grandma. She may leave suddenly


The Rental income is a good bonus, but make sure you can afford the mortgage payment without the rental income. The tenants will leave suddenly

Smart Buying Concepts

Make sure the home you buy will appreciates in value


Please note that some :

Neighbourhood appreciate a higher rate and some depreciate at a faster rate

Homes appreciate a lower rate and some depreciate at a faster rate

What Or Who can stop you from buying a home


The only person who can stop you from buying is yourself

Be realistic and adjust your wish list.

You CANT get a 5 bedroom for the price of a 2 bedroom home

When is the best time to buy

The best time to buy is when you are financially ready and can afford the payments

But the best time to buy is when the home prices go down starting to slow down in May and the Slowest is in December

How to get Financially ready to buy a home

1) Have good credit (Credit score 700)
2) Have a job
3) Have the required down payment

If you have bad credit you will need a bigger down payment

I'll Save For A Bigger Down-payment

1) Let me save for a bigger down payment

If the home are going up in price faster then you can save you will be running a losing race

Get into home ownership as early as possible

Don't lose the window of opportunity, get in now


It was easier to own a home earlier, but now its very hard.
The government has made a lot of changes to home ownership.
Making is much harder to get into home ownership

The faster you get in, the faster you will pay off your mortgage

Our Process

1) Attend our FREE home buyer Online Seminar

Invite as many people as you want

We want you to educate you fully.
We want you to understand what you are getting yourself into

What we discuss,

• The Entire Home Buying Process

• Best Deals On The Market

• The Offer Process

• Hidden Closing Cost

• Explain The Forms

• Must Clause to protect you

• What to look out for in a home
  Vital Check List

• Best/Worst Homes

• Best/Worst Locations

• The MLS Listing:
  The Hidden Details

• Mortgage Traps

• Home Inspection Pitfalls

• Lawyers Duties

• Pre-Closing Procedures
  Prevent Last Minute Surprise

• The final closing

Our Credentials