Buyer Resources

Mortgage Approval

• What's Are The Lowest Mortgage Rates

• What Income I Need

• What Credit i Need

• How To Buy a home with No Down payment

• How To Buy a Home With Bad Credit

• What is a Pre approval

• What is a commitment

• Is a Preapproval good enough

• Can banks decline a mortgage after approving it

• Mortgage Lender more stricter when MLS has negative comments like
  " As Is, Investors Delight, TLC, etc"

• What is tenants in common and Joint Tenancy

  
  
  

RESEARCH: Find out the points listed below:

• What are the best home Deals
  >Power Of Sales
  > Distress Sales
  > Quick Sale
  

• When is the best time to buy

• What are the neighbouring homes selling for where I'm buying

• Can I Buy Without an agent

• Potential problems buying privately

• Can I get cash back

• Can I buy with no money down

• Should I be concerned of homes that are flipped

• Should I be concerned of the same home being sold regularly

Home For Sale Privately

• Should I Be concerned of homes being sold privately

• Could homes being sold privately hiding something

• Can i get approved for a mortgage on homes sold privately

• Mortgage Lender more stricter when homes are sold privately

• How To Get Buyer

• I'm selling Privately and Buyers are not coming

• I'm selling with an agent and Buyers are still not coming

• How To Get Buyers

• How To Sell Privately

• How To Sell Without An Agent

• How To Get The Highest Price

• Smart Selling Strategies

• Simple Tips that could get you more money

Concerns:

• Any special clauses to protect the buyer

• Is my deposit 100 % protected

• Buying a home with a life partner that has kids from another marriage

• Insurance: Some insurance companies wont insure for room rentals (Boarding Houses),
  Or if the home needs a lot of work

• Realtors wont tell you this
  What are the total cost to own the home
  Mortgage, Heating, Home Insurance, Water, Gas, Condo Fee
  Other: Car Payments, Groceries, Daycare, Car Insurance Etc

  
  Safety And Security

• Before giving any our your personal details, make sure it it the seller

• Make sure the details you are giving is safe

• Is it safe to tell the seller about my mortgage details / approval

• How do I make sure this is a real seller and not fraud
  
  Power Of Sale Reasons

• You cant afford my home

• Don't Buy a home that you can afford with your own salary

• Don't buy a home depending on the rental income

• Don't buy a home with a family member if they have immediate plans to leave

• When buying a home with a family member, make sure they know its a long term commitment

• Don't buy a home with a family member if common sense says they will leave soon or start their own life

• Don't buy a home with a family member if if they are not reliable and responsible

• Don't buy a home depending on an elder family members contribution. Things can chage

• What is a power of sale

• If my family is giving me a 2nd mortgage to help with the down payment ,
  And my 1st mortgage fall behind. are the late fees of the 1st mortgage added before or after the the 2nd mortgage

• How do I make sure this is a real seller and not fraud

Offer Forms