• Get Your Credit Report.
  Visit: AwesomeDawson.ca/creditreport

• Gert Your Job Letter

• 3 Recent Consecutive Paystubs

• 2 Valid Pieces Of ID

• Proof Of Down Payment
  

Documents Needed

• Go to your banker

• Give all you docs upfront for review

• Tell Him / Her the truth, Do not hide anything.
  Its better not to get approved now, that to have huge problems later on

• Tell Him / Her Not To Enter Anything Into the computer

• Based on you docs ask if you can be approved and how much approx.

• If you are satisfied proceed with that banker

• Ask if there are any mortgage fees

• Take EVERTHING in writing
  

Preapproval Process

This is is to approve the property being mortgaged

This is done when you did an offer on the property and you have a condition to get approved for a mortgage.

This is normally 5 Business days

Send all the offer documents by email to the bank right away.

DO NOT DELAY. Time is of the essence

Follow Up with the banker daily. or 2 times Daily.

Ask them what step is the mortgage approval at.

This is to make sure they are not delaying your approval

Very Very Important: Tell them that they MUST do the appraisal within these 5 days

Now Remember: Some Mortgage Broker will do this appraisal much later on. They will tell you it is okay.

DO NOT believe that. You are setting yourself up for huge problems

Get the commitment in writing. Without any conditions ask your lawyer to review the commitment

The commitment must have no conditions.

READ BELOW:
After you get fully approved, your credit must be same or better. DO NOT purchase any huge item on credit that will negatively impact you mortgage approval, Wait till your deal closes

Mortgage Commitment

If you want us to refer a Mortgage Bank Manager, we will gladly do so.

We will also guide you and follow up with the mortgage bank manager if you need. We will also review all the documents if you need

We will also see that you get a very very good mortgage rate

We have very reputable bank Mortgage Managers.

They are very very good at their work. They are very experienced and knowledgeable. We highly recommend them.

Our focus is in protecting you ang getting you a great deal on a home. which also includes getting you great mortgage.

We do all this with the intent to earn your repeat and referral business.

We will get you a great deal on a home.

We will be there by you side always even after the deal closes.

We have an unparalleled after sales service

But please remember we (Farah & Dawson and our Real Estate Brokerages) only representing you as a Realtor and NOT for your mortgage approval

We are not responsible or liable for anything to do with your mortgage approval

Mortgage Referrals

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